:root{
  --navy:#1f2130;--dark:#10121d;--orange:#f3a000;--orange2:#ffbd23;--text:#202331;--muted:#626b7d;
  --line:#e3e6ee;--soft:#f5f6f9;--white:#fff;--green:#0f7a5b;--red:#9e2f2f;
  --shadow:0 22px 70px rgba(17,19,31,.15);--r:22px;--container:1180px
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--text);line-height:1.6;background:#fff}img{max-width:100%;height:auto;display:block}a{text-decoration:none;color:inherit}a:hover{color:var(--orange)}.container{width:min(100% - 32px,var(--container));margin:auto}.skip{position:absolute;left:-999px;top:12px;background:var(--orange);color:var(--dark);padding:10px 14px;border-radius:999px;font-weight:900;z-index:100}.skip:focus{left:12px}.top{background:linear-gradient(90deg,var(--dark),var(--navy));color:#fff;font-size:.93rem}.top .container{min-height:42px;display:flex;justify-content:space-between;align-items:center;gap:12px;flex-wrap:wrap}.top strong{color:var(--orange2)}.top a{color:#fff;font-weight:900}.head{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}.headin{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:16px}.brand img{width:218px;max-height:70px;object-fit:contain}.nav{display:flex;align-items:center;gap:15px;font-weight:800;color:var(--navy);font-size:.92rem}.nav a,.nav summary{padding:8px 0;cursor:pointer}.nav a[aria-current=page]{color:var(--orange)}.drop{position:relative}.drop summary{list-style:none}.drop summary::-webkit-details-marker{display:none}.dropbox{position:absolute;top:38px;left:-18px;background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow);padding:10px;min-width:265px;display:grid;gap:4px}.dropbox a{padding:10px 12px;border-radius:12px}.dropbox a:hover{background:var(--soft);color:var(--navy)}.toggle{display:none;border:1px solid var(--line);background:#fff;border-radius:14px;padding:10px 12px;font-weight:900}.cta,.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;font-weight:950}.cta{min-height:42px;padding:9px 14px;background:var(--orange);color:var(--dark);box-shadow:0 12px 24px rgba(243,160,0,.22)}.btn{min-height:52px;padding:14px 20px;border:0;cursor:pointer;font:inherit;font-weight:950}.btn1{background:var(--orange);color:var(--dark);box-shadow:0 16px 35px rgba(243,160,0,.25)}.btn2{background:#fff;border:1px solid var(--line);color:var(--navy)}.btn3{background:var(--navy);color:#fff}.hero,.pagehero{background:radial-gradient(circle at 15% 18%,rgba(255,189,35,.20),transparent 33%),linear-gradient(135deg,#fbfbfd,#f0f2f7 56%,#fff);overflow:hidden}.heroin,.pagein{display:grid;grid-template-columns:1.03fr .97fr;gap:44px;align-items:center;padding:74px 0}.pagein{grid-template-columns:1fr .68fr;padding:62px 0}.eyebrow{display:inline-flex;gap:8px;align-items:center;margin:0 0 16px;padding:8px 12px;border:1px solid rgba(243,160,0,.34);border-radius:999px;background:rgba(255,255,255,.78);font-weight:900;color:var(--navy)}.eyebrow:before{content:"";width:9px;height:9px;background:var(--green);border-radius:50%;box-shadow:0 0 0 5px rgba(15,122,91,.13)}h1,h2,h3{color:var(--dark);line-height:1.08;letter-spacing:-.035em}h1{margin:0;font-size:clamp(2.3rem,5vw,4.45rem)}h2{margin:0;font-size:clamp(1.75rem,3vw,2.8rem)}h3{margin:0;font-size:1.25rem}.lead{margin:22px 0 0;max-width:780px;color:#434a5d;font-size:clamp(1.05rem,1.6vw,1.22rem)}.intro{font-size:1.08rem;color:#4b5264}.actions{display:flex;gap:13px;flex-wrap:wrap;margin-top:28px}.badges{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px}.badge{border:1px solid var(--line);background:rgba(255,255,255,.80);border-radius:999px;padding:8px 12px;font-weight:850;color:var(--navy)}.visual{position:relative;border-radius:32px;overflow:hidden;box-shadow:var(--shadow);min-height:430px;background:var(--dark)}.visual img{width:100%;height:100%;min-height:430px;object-fit:cover;opacity:.92}.note{position:absolute;left:22px;right:22px;bottom:22px;background:rgba(255,255,255,.93);border-radius:20px;padding:18px;box-shadow:0 18px 40px rgba(0,0,0,.18)}.note strong{display:block;color:var(--dark)}.note span{display:block;color:var(--muted)}.section{padding:82px 0}.soft{background:var(--soft)}.white{background:#fff}.kicker{margin:0 0 12px;color:var(--orange);text-transform:uppercase;letter-spacing:.14em;font-size:.78rem;font-weight:950}.headsec{display:grid;grid-template-columns:1fr .72fr;gap:28px;align-items:end;margin-bottom:34px}.headsec p{margin:0;color:var(--muted)}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:25px;box-shadow:0 14px 38px rgba(17,19,31,.06)}.card p,.muted{color:var(--muted)}.card .small{font-size:.95rem}.icon{display:inline-grid;place-items:center;width:48px;height:48px;border-radius:16px;background:linear-gradient(135deg,var(--navy),#303344);color:var(--orange2);font-size:1.3rem;margin-bottom:16px}.more{display:inline-flex;margin-top:16px;font-weight:950;color:var(--navy)}.more:after{content:" →";color:var(--orange)}.split{display:grid;grid-template-columns:.95fr 1.05fr;gap:46px;align-items:center}.checks{display:grid;gap:10px;margin:24px 0 0;padding:0;list-style:none}.checks li{background:#fff;border:1px solid var(--line);border-radius:16px;padding:11px 13px}.checks li:before{content:"✓";color:var(--green);font-weight:950;margin-right:8px}.box{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px;box-shadow:0 14px 38px rgba(17,19,31,.06)}.box+.box{margin-top:18px}.layout{display:grid;grid-template-columns:1fr 330px;gap:28px;align-items:start}.side{position:sticky;top:112px;display:grid;gap:15px}.side .dark,.darkbox{background:linear-gradient(135deg,var(--dark),var(--navy));color:#fff}.side .dark h2,.side .dark h3,.darkbox h2,.darkbox h3{color:#fff}.side .dark p,.darkbox p{color:rgba(255,255,255,.78)}.tiles{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin-top:18px}.tile{background:var(--soft);border:1px solid var(--line);border-radius:18px;padding:16px}.tile strong{display:block;color:var(--navy)}.darkbox .tile{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.15)}.darkbox .tile strong{color:#fff}.steps{counter-reset:s;display:grid;gap:12px;margin:20px 0 0;padding:0;list-style:none}.steps li{counter-increment:s;background:var(--soft);border:1px solid var(--line);border-radius:18px;padding:16px}.steps li:before{content:counter(s);display:inline-grid;place-items:center;width:34px;height:34px;background:var(--orange);border-radius:50%;font-weight:950;margin-right:10px;color:var(--dark)}.faq details{background:#fff;border:1px solid var(--line);border-radius:18px;padding:16px 18px}.faq details+details{margin-top:10px}summary{cursor:pointer;font-weight:950;color:var(--dark)}details p{color:var(--muted);margin-bottom:0}.contactbar{background:linear-gradient(135deg,var(--dark),var(--navy));color:#fff;border-radius:30px;padding:32px;box-shadow:var(--shadow)}.contactbar h2{color:#fff}.contactbar p{color:rgba(255,255,255,.78)}.contactcards{display:grid;grid-template-columns:repeat(3,1fr);gap:13px;margin-top:20px}.contactcard{background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.15);border-radius:17px;padding:16px}.contactcard strong{display:block;color:var(--orange2)}.form{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}.form label{display:grid;gap:6px;font-weight:900;color:var(--navy)}.form input,.form select,.form textarea{border:1px solid var(--line);border-radius:14px;padding:12px 14px;font:inherit;background:#fff}.form textarea{min-height:150px;resize:vertical}.full{grid-column:1/-1}.foot{background:#0c0e17;color:rgba(255,255,255,.72);padding:42px 0}.footgrid{display:grid;grid-template-columns:.8fr 1.2fr;gap:24px}.foot img{width:190px;background:#fff;border-radius:14px;padding:8px;margin-bottom:14px}.footlinks{display:grid;grid-template-columns:repeat(3,1fr);gap:9px 16px}.footlinks a{color:rgba(255,255,255,.82);font-weight:800}.legal{grid-column:1/-1;border-top:1px solid rgba(255,255,255,.12);padding-top:18px;color:rgba(255,255,255,.58);font-size:.9rem}.warn{background:rgba(243,160,0,.12);border:1px solid rgba(243,160,0,.34);border-radius:18px;padding:16px;color:var(--navy)}.notice{background:rgba(15,122,91,.09);border:1px solid rgba(15,122,91,.2);border-radius:18px;padding:16px;color:var(--navy)}.breadcrumb{font-size:.9rem;color:var(--muted);margin:0 0 16px}.breadcrumb a{font-weight:850}.listcols{columns:2;column-gap:32px}.listcols li{break-inside:avoid;margin:0 0 8px}.center{text-align:center}.quote{font-size:1.2rem;font-weight:850;color:var(--navy);border-left:5px solid var(--orange);padding-left:18px}.table{width:100%;border-collapse:separate;border-spacing:0 10px}.table th,.table td{text-align:left;background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:14px}.table th:first-child,.table td:first-child{border-left:1px solid var(--line);border-radius:14px 0 0 14px}.table th:last-child,.table td:last-child{border-right:1px solid var(--line);border-radius:0 14px 14px 0}@media(max-width:1120px){.toggle{display:inline-flex}.nav{display:none;position:absolute;left:16px;right:16px;top:calc(100% + 8px);background:#fff;border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow);padding:12px;flex-direction:column;align-items:stretch}.nav.open{display:flex}.dropbox{position:static;box-shadow:none;background:var(--soft);margin-top:6px}.cta{display:none}.heroin,.pagein,.split,.layout,.headsec,.footgrid{grid-template-columns:1fr}.side{position:static}.grid,.grid4{grid-template-columns:1fr 1fr}}@media(max-width:700px){.top{display:none}.brand img{width:184px}.heroin,.pagein{padding:48px 0}.visual,.visual img{min-height:320px}.section{padding:62px 0}.grid,.grid2,.grid4,.tiles,.contactcards,.form,.footlinks{grid-template-columns:1fr}.actions .btn{width:100%}.container{width:min(100% - 24px,var(--container))}.listcols{columns:1}.table{font-size:.9rem}}

/* Ajouts V5 */
.hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;overflow:hidden}.alert{display:none;border-radius:18px;padding:14px 16px;margin:14px 0;font-weight:850}.alert.success{background:rgba(15,122,91,.10);border:1px solid rgba(15,122,91,.25);color:#0f4f3f}.alert.error{background:rgba(180,45,45,.10);border:1px solid rgba(180,45,45,.25);color:#7a1e1e}.agree{display:flex!important;grid-template-columns:auto 1fr!important;align-items:flex-start;gap:10px}.agree input{width:auto;margin-top:5px}.agree span{font-weight:650;color:var(--muted)}.agree a{color:var(--navy);font-weight:950;text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:3px}.form input:focus,.form select:focus,.form textarea:focus{outline:3px solid rgba(243,160,0,.22);border-color:var(--orange)}.dark a:not(.btn),.foot a{color:inherit}.contactbar .btn2{background:rgba(255,255,255,.10);color:#fff;border-color:rgba(255,255,255,.25)}